Erin Swayzee

120 Cowdray Circle

Toney, AL
$ 414,900 Beds 3 Baths 2.5
Monthly Estimate* How much can I afford?

Move-In Ready! This full brick ranch offers single-level living with a spacious bonus room upstairs for added flexibility. The kitchen is the heart of the home, featuring quartz countertops, a large island, and 36” cabinetry. A private study with glass French doors provides the perfect home office or quiet retreat. The primary suite offers a relaxing escape with a soaking tub, tiled shower, and generous walk-in closet. The upstairs bonus room can easily adapt to your lifestyle—ideal for a playroom, gym, or media space. Enjoy the peaceful atmosphere with sidewalks and a stocked fishing pond, perfect for evening strolls or casting a line. Pool & Cabana COMING SOON!

ACTIVE

  • Price
  • $ 414,900
  • City
  • Toney
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MADISON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.22 Acres
  • Zip
  • 35773
  • Style
  • MLS#
  • 21916803
Listed By: Davidson Homes LLC 4
Data Source: Valley MLS

Features

General

Living Area 3014
Sewer Private Sewer
Heating Central 1,Electric
Cooling Central 1,Electric
HOA Fee 250
Association Fee Includes Common Grounds
Construction Materials Brick
Levels One and One Half
Property Subtype Single Family Residence
Community Features Curbs,Lake,Sidewalks
Assoc Fee Paid Per Annually
County MADISON
New Construction true
Property Type Residential
Association Amenities Common Grounds
HOA true
Subdivision Name Kendall Downs
Total Rooms 7
Full Baths 2
Status ACTIVE
Directions From 255 North, To 53 North, To Right On Jeff Road, Right On Will Raby Road, Left On Kendall Downs Blvd, Model Home On Right.
High School Sparkman
City Toney
Association Name Elite Housing
Lot Size Units Acres
Lot Size Square Feet 9583.2
Green Building Verification Type HERS Index Score
Elementary School Madison Cross Roads
Property Attached Y/N false
Middle/Junior High School Sparkman
Property Condition New Construction
Living Area Units Square Feet
Builder Name DAVIDSON HOMES LLC
Standard Status Active
Tax Lot 99
Freehold IDX

Interior Features

Fireplace Features None
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Total Bedrooms 3
Room Type Master Bedroom,Bedroom 2,Dining Room,Bedroom 3,Kitchen,Bedroom 4,Family Room,Bonus Room,Office/Study
Total Baths 3

Exterior Features

Exterior Amenities View,Curb/Gutters,Sidewalk,Undgrnd Util,Drive-Concrete
Parking Features Garage-Two Car,Garage-Attached,Garage Door Opener,Garage Faces Front,Driveway-Concrete
Water Source Public
Lot Size Area 0.22
Foundation Details Slab
Lot Size Acres 0.22

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Huntsville, AL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Madison Cross Roads Elementary School
Middle School Sparkman Middle School
High School Sparkman High School

Price History

5/1/2026 Listed $425,617
9/12/2026 3% - $414,900

Property vs Zip Code Average in 35773

Price
AVG $360K
$410K

In The Neighborhood

Areas That We Cover

120 Cowdray Circle Toney, AL is a Single Family Home for sale at $414900 and a lot size of 0.22 Acres Acre(s). 120 Cowdray Circle Toney has 3 bedrooms, 2 baths . The property's zip code is 35773 which is in Toney, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Erin Swayzee

Erin Swayzee

256-363-0253

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